- generic [ref=e3]: - banner [ref=e4]: - generic [ref=e5]: - generic [ref=e6]: - link [ref=e7] [cursor=pointer]: - /url: https://open.alipay.com/ - img "支付宝文档中心" [ref=e8] - generic [ref=e9]: 文档中心 - generic [ref=e10]: - img "right" [ref=e11] - generic [ref=e14]: 邀测站点 - list - generic [ref=e15]: - generic [ref=e18]: - textbox "小程序跳转" [ref=e19] - img "search-icon" [ref=e22] [cursor=pointer] - link "控制台" [ref=e23] [cursor=pointer]: - /url: https://open.alipay.com/develop/manage - generic [ref=e24]: 登录 - main [ref=e28]: - generic [ref=e33]: - generic [ref=e35]: - generic [ref=e37]: - img "search" [ref=e38] - textbox "通过关键字搜索目录" [ref=e41] - tree [ref=e42]: - generic: - textbox "for screen reader" - generic [ref=e46]: - generic [ref=e47]: - img "caret-down" [ref=e49] [cursor=pointer] - generic "安全发-服务商模式(单笔转账到银行卡)" [ref=e52] [cursor=pointer] - generic "产品介绍" [ref=e58] [cursor=pointer]: - link "产品介绍" [ref=e60]: - /url: /pre-open/01rrgr?pathHash=7994fb13 - generic "接入准备" [ref=e64] [cursor=pointer]: - link "接入准备" [ref=e66]: - /url: /pre-open/020x8t?pathHash=52349f4d - generic "接入指南" [ref=e70] [cursor=pointer]: - link "接入指南" [ref=e72]: - /url: /pre-open/01ruru?pathHash=9c285397 - generic "API 文档" [ref=e76] [cursor=pointer]: - link "API 文档" [ref=e78]: - /url: /pre-open/020tl9?pathHash=69678b58 - generic "常见问题" [ref=e82] [cursor=pointer]: - link "常见问题" [ref=e84]: - /url: /pre-open/02av0h?pathHash=19d5b168 - img "left" [ref=e87] [cursor=pointer] - generic [ref=e92]: - generic [ref=e93]: - alert [ref=e95]: - img "exclamation-circle" [ref=e96] - generic [ref=e99]: 注意:本文档为邀测文档,仅供受邀用户使用。 - generic [ref=e101]: - link "安全发-服务商模式(单笔转账到银行卡)" [ref=e102] [cursor=pointer]: - /url: /pre-open/01rrgq?pathHash=1477e106 - text: "> API 文档" - article [ref=e103]: - generic [ref=e104]: - heading "API 文档" [level=1] [ref=e106] - generic [ref=e110]: - time [ref=e112]: 更新时间:2026-04-30 10:58:15 - generic [ref=e113]: - generic [ref=e116] [cursor=pointer]: - img "star" [ref=e118] - text: 收藏 - generic [ref=e123] [cursor=pointer]: - img "folder-open" [ref=e125] - text: 我的文档 - generic [ref=e129] [cursor=pointer]: - img "setting" [ref=e131] - generic [ref=e134]: 设置 - generic [ref=e138]: - generic [ref=e139]: 使用说明 - generic [ref=e142]: 开发者在集成和开发前需要了解一下当前模式的整体调用流程,如下图所示,分为三个步骤: - img "1.png" [ref=e148] - generic [ref=e149]: 1、商户授权服务商 - generic [ref=e150]: 服务商调用快速接入中“用户授权协议签约”相关接口,引导商户完成授权,并获取授权协议号。 - generic [ref=e151]: 2、开通记账本、记账本查询、记账本充值 - generic [ref=e152]: 服务商调用快速接入中“资金记账本”相关接口,给商户开通记账本,获取记账本编码,并引导商户记账本充值。 - generic [ref=e153]: 3、记账本调拨、记账本转账代发 - generic [ref=e154]: 服务商调用快速接入中“单笔转账”相关接口,资金从商户记账本转账到用户。 - generic [ref=e155]: 功能接口列表 - table [ref=e162]: - rowgroup [ref=e168]: - row [ref=e169]: - cell [ref=e170] - cell [ref=e173] - cell [ref=e176] - cell [ref=e179] - row [ref=e182]: - cell [ref=e183] - cell [ref=e186]: - generic [ref=e187]: - generic [ref=e188]: 用户协议授权签约页面接口 - link "alipay.user.agreement.page.sign" [ref=e190] [cursor=pointer]: - /url: https://opendocs.alipay.com/pre-apis/00a8xl - cell [ref=e191] - cell [ref=e194] - row [ref=e197]: - cell [ref=e198] - cell [ref=e201]: - generic [ref=e202]: - generic [ref=e203]: 用户协议授权签约查询接口 - link "alipay.user.agreement.query" [ref=e205] [cursor=pointer]: - /url: https://opendocs.alipay.com/pre-apis/00a8xf - cell [ref=e206] - cell [ref=e210] - row [ref=e213]: - cell [ref=e214] - cell [ref=e217]: - generic [ref=e218]: - generic [ref=e219]: 用户协议授权解约接口 - link "alipay.user.agreement.unsign" [ref=e221] [cursor=pointer]: - /url: https://opendocs.alipay.com/pre-apis/00a918 - cell [ref=e222] - cell [ref=e226] - row [ref=e229]: - cell [ref=e230] - cell [ref=e233]: - generic [ref=e234]: - generic [ref=e235]: 资金记账本开通接口 - link "alipay.fund.accountbook.create" [ref=e237] [cursor=pointer]: - /url: https://opendocs.alipay.com/pre-apis/00o2tn - cell [ref=e238] - cell [ref=e241] - row [ref=e244]: - cell [ref=e245] - cell [ref=e248]: - generic [ref=e249]: - generic [ref=e250]: 资金记账本查询接口 - link "alipay.fund.accountbook.query" [ref=e252] [cursor=pointer]: - /url: https://opendocs.alipay.com/pre-apis/00o1j1 - cell [ref=e253] - cell [ref=e256] - row [ref=e259]: - cell [ref=e260] - cell [ref=e263]: - generic [ref=e264]: - generic [ref=e265]: 单笔转账接口 - link "alipay.fund.trans.uni.transfer" [ref=e267] [cursor=pointer]: - /url: https://opendocs.alipay.com/pre-apis/00a97v - cell [ref=e268] - cell [ref=e271] - row [ref=e274]: - cell [ref=e275] - cell [ref=e278]: - generic [ref=e279]: - generic [ref=e280]: 记账本充值、退回的查询接口 - link "alipay.fund.trans.common.query" [ref=e282] [cursor=pointer]: - /url: https://opendocs.alipay.com/pre-apis/00a8yz - cell [ref=e283] - cell [ref=e286] - row [ref=e289]: - cell [ref=e290] - cell [ref=e293]: - generic [ref=e294]: - generic [ref=e295]: 记账本充值、退回的异步通知 - link "alipay.fund.trans.order.changed" [ref=e297] [cursor=pointer]: - /url: https://opendocs.alipay.com/apis/msgapi_60/alipay.fund.trans.order.changed - cell [ref=e298]: - generic [ref=e300]: - text: 记账本充值、退回消息通知。使用与配置参考: - link "From蚂蚁消息的使用与配置" [ref=e301] [cursor=pointer]: - /url: https://docs.open.alipay.com/10381/gh4emp - cell [ref=e302] - row [ref=e305]: - cell [ref=e306] - cell [ref=e309]: - generic [ref=e310]: - generic [ref=e311]: 记账本充值 - link "alipay.fund.trans.page.pay" [ref=e313] [cursor=pointer]: - /url: https://opendocs.alipay.com/pre-apis/00a883 - cell [ref=e314] - cell [ref=e317] - generic [ref=e320]: - link [ref=e321] [cursor=pointer]: - /url: /pre-open/01ruru?pathHash=9c285397 - img "left" [ref=e322] - text: 上一篇:接入指南 - link [ref=e325] [cursor=pointer]: - /url: /pre-open/02av0h?pathHash=19d5b168 - text: 下一篇:常见问题 - img "right" [ref=e326] - generic [ref=e329]: - heading "相关问题" [level=5] [ref=e330] - link "单笔转账" [ref=e331] [cursor=pointer]: - /url: https://forum.alipay.com/mini-app/post/65801029?ant_source=opendoc_recommend - link "转账到银行卡目前支持嘛" [ref=e333] [cursor=pointer]: - /url: https://forum.alipay.com/mini-app/post/27401011?ant_source=opendoc_recommend - link "支付宝单笔转到银行卡" [ref=e335] [cursor=pointer]: - /url: https://forum.alipay.com/mini-app/post/82101016?ant_source=opendoc_recommend - link "单笔转账接口问题" [ref=e337] [cursor=pointer]: - /url: https://forum.alipay.com/mini-app/post/19501020?ant_source=opendoc_recommend - generic [ref=e339]: - text: 内容没有解决您的问题?您还可以前往 - link "自助服务平台" [ref=e340] [cursor=pointer]: - /url: https://open.alipay.com/portal/zhichi/home?source=doc_bottom - text: 或 - link "支付宝开放社区" [ref=e341] [cursor=pointer]: - /url: https://open.alipay.com/portal/forum - text: 寻求帮助 - generic [ref=e342]: - generic [ref=e343]: - link "关于蚂蚁集团 |" [ref=e344] [cursor=pointer]: - /url: https://www.antfin.com/ - link "诚征英才 |" [ref=e345] [cursor=pointer]: - /url: https://talent.antgroup.com - link "联系我们 |" [ref=e346] [cursor=pointer]: - /url: https://ab.alipay.com/i/lianxi.htm - link "International Business |" [ref=e347] [cursor=pointer]: - /url: https://global.alipay.com/ - link "About Alipay" [ref=e348] [cursor=pointer]: - /url: https://www.antfin.com/introduction.htm?locale=en_US - generic [ref=e349]: Copyright © 支付宝(杭州)数字服务技术有限公司 | ICP证浙B2-20160559 - generic [ref=e351]: - generic [ref=e352]: - generic [ref=e353]: 该文档对你是否有帮助? - generic [ref=e354]: 反馈 - generic [ref=e360]: 当前页面目录 - generic [ref=e378]: - link "使用说明" [ref=e379] [cursor=pointer]: - /url: https://opendocs.alipay.com/pre-open/020tl9?pathHash=69678b58#%E4%BD%BF%E7%94%A8%E8%AF%B4%E6%98%8E - img "caret-down" [ref=e380] [cursor=pointer]