feat: GET /payment/account/onboard/status?enterprise_id=x — 查本地进件状态(不走支付宝)

java/src/main/java/com/payment/platform/module/payment/account/controller/AccountController.java

@@ -6,6 +6,8 @@ import com.payment.platform.module.payment.account.dto.AccountVO;
 import com.payment.platform.module.payment.account.dto.ConsumeVO;
 import com.payment.platform.module.payment.account.dto.TransferCreateDTO;
 import com.payment.platform.module.payment.account.dto.TransferVO;
+import com.payment.platform.module.payment.account.entity.AccountEntity;
+import com.payment.platform.module.payment.account.mapper.AccountMapper;
 import com.payment.platform.module.payment.account.service.AccountService;
 import com.payment.platform.module.payment.account.service.AlipayTransferService;
 import jakarta.servlet.http.HttpServletRequest;
@@ -28,6 +30,7 @@ public class AccountController {
 
     private final AccountService accountService;
     private final AlipayTransferService alipayTransferService;
+    private final AccountMapper accountMapper;
 
     @PreAuthorize("@perm.hasAny('module_payment:account:transfer')")
     @GetMapping("/stat/transfer/amount")
@@ -139,6 +142,23 @@ public class AccountController {
         return Result.ok(alipayTransferService.queryOnboard(enterpriseId, orderId));
     }
 
+    /** 查询本地进件状态（不走支付宝，直接读DB） */
+    @GetMapping("/onboard/status")
+    public Result<Map<String, String>> onboardStatus(
+            @RequestParam("enterprise_id") String enterpriseId) {
+        AccountEntity account = accountMapper.selectOne(
+                new com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper<AccountEntity>()
+                        .eq(AccountEntity::getEnterpriseId, enterpriseId));
+        if (account == null) return Result.ok(Map.of("status", "NOT_FOUND"));
+        return Result.ok(Map.of(
+                "onboard_status", account.getOnboardStatus() != null ? account.getOnboardStatus() : "null",
+                "onboard_order_id", account.getOnboardOrderId() != null ? account.getOnboardOrderId() : "",
+                "onboard_out_biz_no", account.getOnboardOutBizNo() != null ? account.getOnboardOutBizNo() : "",
+                "sign_status", account.getSignStatus() != null ? account.getSignStatus() : "",
+                "agreement_no", account.getAgreementNo() != null ? account.getAgreementNo() : "",
+                "account_book_id", account.getAccountBookId() != null ? account.getAccountBookId() : ""));
+    }
+
     @PreAuthorize("@perm.hasAny('module_payment:account:authorize')")
     @PostMapping("/onboard/cancel")
     public Result<Void> cancelOnboard(@RequestBody Map<String, Object> b) {

logs/payment-platform-error.log

@@ -967,3 +967,4 @@ Caused by: java.io.EOFException: null
 2026-07-15 14:32:09.526 [tomcat-handler-7] ERROR sdk.biz.err - ErrorScene^_^40004^_^INVALID_PARAMETER^_^null^_^Windows 10^_^2026-07-15 14:32:09^_^ProtocalMustParams:charset=UTF-8&method=alipay.fund.expandindirect.image.upload&sign=iiR45tFjICuHAIBtU+hBkSbRRc+Nx6Y+hHvrAxiOD0WOwZoqZ3Vo8nHcvt8KPvOb7KPDoMjVurKXjlKmNMj0dLV9ZWStVXMuUy/qNBmEfL+qlJsaJj4kOpwqVB/8lCrLDMh8RqmAXUxsY/V8BrZI/7WVIlgc73qWWe5zWv5sD+Cke9/ZvmSom+XrQt5nOTX6DYmxUUHtzXDce7CVx5YABGfW8jH6ziJZpvzwdJi+/UMOxExSR5UqNBq7zc+JQjd19aHqxgAdHR9u1ABPJBRp/8lQkylmdphqT0OUiC1MzGxgkdAM8+A7CDJhtUDQjikvL7wDVF+9pwhh6bRYTOIbIQ==&version=1.0&app_id=2021006160682088&sign_type=RSA2&timestamp=2026-07-15 14:32:08^_^ProtocalOptParams:alipay_sdk=alipay-sdk-java-4.40.865.ALL&format=JSON^_^ApplicationParams:traceId=0b22834317840971289352495e7502&product_code=MERCHANT_TRANSFER_EXPAND_INDIRECT&biz_scene=ENTRUST_SATF_TRANSFER&image_type=jpg^_^Body:{"alipay_fund_expandindirect_image_upload_response":{"msg":"Business Failed","code":"40004","sub_msg":"参数有误文件类型不匹配","sub_code":"INVALID_PARAMETER"},"sign":"HZq7wjtEHdvFNXGXTAZXlRtZGHFehfKSZlcKpqNvvfVJGaXE7vXOl6vkyut3oiUOeErHKY+9vDdinpPNDRbX/51MniM2HHGHCBFEMojoOjOwkS2041SxmpAmr2AQ8q7zrCRctexwxn6yWuwQfkJJ/AhbXdeHNqcg62I4RM5Qt5nrMHI0YfE70QlKvSCb27Y/qZu2nyriF+/geD0uatcN6OB3YihjOCG8PEoizzkOpk/KQxT4AQ6AnYnaOGexx2zTBYAYM7bJ2S3VOlrtTa6+vKi/MZbY6xsSeWt73UFLHEtBistuklz9aQyULdWVirtm1XHYG1bmsUO3zjPSNd3Z3w=="}^_^24ms,1169ms,19ms^_^trace_id:0b22834317840971289352495e7502
 2026-07-15 14:32:27.221 [tomcat-handler-8] ERROR sdk.biz.err - ErrorScene^_^40004^_^INVALID_PARAMETER^_^null^_^Windows 10^_^2026-07-15 14:32:27^_^ProtocalMustParams:charset=UTF-8&method=alipay.fund.expandindirect.image.upload&sign=lm98gB5fw5nzMScTxdkZ+oNgHMxmzt6O1CDGaQ4mab6DOXGQ84rFxnWOJYZMWrJHLYEOhl5FIXjODV8DNIDfWSXKDbx63W/b1R8Kxi7h9pXSX/vRd+f4SrEv0z9s57sLJvMKwK/YXvCYgb1wEpyaEke+CLBqpKZe0m+h2d3YMiUYNNzoZXMyRnzbsGNgybYTcIEcAfMuRzrqzeDN+SsXvhl/Cc81E9yY5bSbJNfAc9lADImKHYLG1hWqAUg1ZOKq6rz3X102o6CG4KrROJiTweBluzGT53lLIPaSp1C8+fS80xq+Xk7PvccWESVK6z+mO2qWzonRsAx3NXS06CFpLg==&version=1.0&app_id=2021006160682088&sign_type=RSA2&timestamp=2026-07-15 14:32:26^_^ProtocalOptParams:alipay_sdk=alipay-sdk-java-4.40.865.ALL&format=JSON^_^ApplicationParams:traceId=0b22830317840971471292317e4f01&product_code=MERCHANT_TRANSFER_EXPAND_INDIRECT&biz_scene=ENTRUST_SATF_TRANSFER&image_type=jpg^_^Body:{"alipay_fund_expandindirect_image_upload_response":{"msg":"Business Failed","code":"40004","sub_msg":"参数有误文件类型不匹配","sub_code":"INVALID_PARAMETER"},"sign":"HZq7wjtEHdvFNXGXTAZXlRtZGHFehfKSZlcKpqNvvfVJGaXE7vXOl6vkyut3oiUOeErHKY+9vDdinpPNDRbX/51MniM2HHGHCBFEMojoOjOwkS2041SxmpAmr2AQ8q7zrCRctexwxn6yWuwQfkJJ/AhbXdeHNqcg62I4RM5Qt5nrMHI0YfE70QlKvSCb27Y/qZu2nyriF+/geD0uatcN6OB3YihjOCG8PEoizzkOpk/KQxT4AQ6AnYnaOGexx2zTBYAYM7bJ2S3VOlrtTa6+vKi/MZbY6xsSeWt73UFLHEtBistuklz9aQyULdWVirtm1XHYG1bmsUO3zjPSNd3Z3w=="}^_^11ms,511ms,10ms^_^trace_id:0b22830317840971471292317e4f01
 2026-07-15 14:48:07.261 [tomcat-handler-28] ERROR sdk.biz.err - ErrorScene^_^40004^_^INVALID_PARAMETER^_^null^_^Windows 10^_^2026-07-15 14:48:07^_^ProtocalMustParams:charset=UTF-8&method=alipay.fund.expandindirect.create&sign=UKY325uKzEiF2RSJWtipBdoYBiWbyu7ORCJb1HqyermIB/juNGALAQyQw7OjKNz4QcDiTjiracJ7mRtHuzm5KyT0PwI8H3C+FijxA9O4ld+5sip7Swd7BwnhrB0noqv9uHNcZPiF6fGKybK6qVNHSzSrDkFbb1IbXOf6uMJQnMEEoOoGdHFT3zjamGNjjbhJ/qMRMY9TBX77kqeItme0HyrqlmBsxLxF2iWjYeT6jF8KHCZaT6x4fx98MNIksNyeV3lAr39E2OjcPymqqkORX4byVTUyyNMLTGe8LamctZ4bjyBdilxQMh8BqgRoQIyqWaSaskRPaAGfZ4hKuNzaDw==&version=1.0&app_id=2021006160682088&sign_type=RSA2&timestamp=2026-07-15 14:48:07^_^ProtocalOptParams:alipay_sdk=alipay-sdk-java-4.40.865.ALL&format=JSON^_^ApplicationParams:traceId=0b426f4c17840980874964168e2f1f&biz_content={"biz_scene":"ENTRUST_SATF_TRANSFER","biz_type":"CREATE","out_biz_no":"1274781615507116032","product_code":"MERCHANT_TRANSFER_EXPAND_INDIRECT","scene_code":"XIANJIN_YINGXIAO","scene_directions":"测试提交","scene_image":"4pGXT5-KAXkAAAAATvAAAAgAp8JGAAFr.png","secondary_partner_info":{"identity":"","identity_type":"ALIPAY_USER_ID"}}^_^Body:{"alipay_fund_expandindirect_create_response":{"code":"40004","msg":"Business Failed","sub_code":"INVALID_PARAMETER","sub_msg":"参数[secondary_partner_info.identity]错误, 原因: 字符串长度必须大于等于[1]字符"},"sign":"MgQibO4ft1CBjefnMA8kWprepuuXFWx3b8j1IFU80KD0PrMwd6QBXul6G4SNsDB16rGg0ccFKpyTzNpL8psXJAFjjKC8rePQPFpZHoFCBx+T39ZMKiaEepXEnPl+D0RoSvHhOe+umgFebOHy6q8XtELOKFbeDDjUh6XqUD1jcAGFZP89D856IHqHylEW7y09L3vhLpSsTIxBQhTytHndhoTY/IyqAep5kADkDWCrHaJx7y6cUc3UBXGBIbqUVz2Id121yhwPI7yIUdR+Od9dyparr88UNSs+Sa5UejBF3sWa4b494XxCfZKPsUlIAuKgLzLGm9CaAdNLfFmN4eBf6A=="}^_^10ms,137ms,11ms^_^trace_id:0b426f4c17840980874964168e2f1f
+2026-07-15 14:58:13.869 [tomcat-handler-1] ERROR sdk.biz.err - ErrorScene^_^40004^_^INVALID_PARAMETER^_^null^_^Windows 10^_^2026-07-15 14:58:13^_^ProtocalMustParams:charset=UTF-8&method=alipay.fund.expandindirect.create&sign=GZtD8ihAc7kj1WHyJzUIw9P1034kKNprpeaQhASTSiUfH8CMVwandwOtctxXPIz3FknxXGLSzvNQLQjeMbPL4qYGI01ngMHJbHOfFVfMFWOtAreV78V7ERkMg2sKsUj1w2lCfYwM/X62hQ1Mp+4abF1/zQqkdC8ppu39Yj5bjIv8lllP7nQ3FDVuu8WOl7CRuBvVpG22L6PBGkrYboLs/lV/b+U7XM8hJ/eAUZ1Fiq91LUGzmcgheDS99kvLi7jHm8KhA3tNg1LyYeP8dT5kzoOijSoUtKSYkc4vh1WPaxtY01tdwiPDruli6XGSFqfu7zgV/NV3XJm3yAVFThwUOw==&version=1.0&app_id=2021006160682088&sign_type=RSA2&timestamp=2026-07-15 14:58:13^_^ProtocalOptParams:alipay_sdk=alipay-sdk-java-4.40.865.ALL&format=JSON^_^ApplicationParams:traceId=21d56bcc17840986941441967e69ab&biz_content={"biz_scene":"ENTRUST_SATF_TRANSFER","biz_type":"CREATE","out_biz_no":"1274784159717396480","product_code":"MERCHANT_TRANSFER_EXPAND_INDIRECT","scene_code":"XIANJIN_YINGXIAO","scene_directions":"测试提交","scene_image":"XFQ3Qoy2eAcAAAAATvAAAAgAp8JGAAFr.png","secondary_partner_info":{"identity":"2088351626760143","identity_type":"ALIPAY_USER_ID","name":"湖南花米惠科技有限公司"}}^_^Body:{"alipay_fund_expandindirect_create_response":{"code":"40004","msg":"Business Failed","sub_code":"INVALID_PARAMETER","sub_msg":"参数有误商户行业资质图片\/协议文本不能为空"},"sign":"fi1/hhQ8xupjRax49sAPY8eCxX4iyfS72clAy+RIYgZIIiBd9e+k90H0M39VGgseLV1ocY2KxBIshscaIKZ1EFpQKRM3EBGBtQRgOQXmL6qrb6zS29RP1qOrbAOQ5pndQ7LcJkVmCCZAG1I8NrDOjbKSnKF/RCQoELrVBfcoDWKW6Pt43sbnpAPjs+PFwu89SEvsZ5GUFKZMUzfkcCrYaN0iM0djJ/AqWBY/0KLEBtFgt+9tTYXeJQIer1R1jMnIPBgdxHcVuG+MIHNZXBwPUIuvcIfJTO2etIgJGlfBCO9rAq2LuPlPMW8MlM1OZ8D7McJ+itsP4d/M+lzYdZZ8nw=="}^_^12ms,112ms,14ms^_^trace_id:21d56bcc17840986941441967e69ab

logs/payment-platform.log

@@ -1887,3 +1887,35 @@ Caused by: java.io.EOFException: null
 2026-07-15 14:48:07.263 [tomcat-handler-28] WARN  c.p.p.c.e.GlobalExceptionHandler - 业务异常 [/api/v1/payment/account/onboard/create] 400: 创建进件单失败: Business Failed
 2026-07-15 14:57:29.449 [SpringApplicationShutdownHook] INFO  c.alibaba.druid.pool.DruidDataSource - {dataSource-1} closing ...
 2026-07-15 14:57:29.451 [SpringApplicationShutdownHook] INFO  c.alibaba.druid.pool.DruidDataSource - {dataSource-1} closed
+2026-07-15 14:57:34.743 [background-preinit] INFO  o.h.validator.internal.util.Version - HV000001: Hibernate Validator 8.0.1.Final
+2026-07-15 14:57:34.810 [main] INFO  c.p.platform.PaymentApplication - Starting PaymentApplication using Java 21.0.11 with PID 27336 (D:\project2\payment-platform\java\target\classes started by 1 in D:\project2\payment-platform)
+2026-07-15 14:57:34.810 [main] INFO  c.p.platform.PaymentApplication - The following 1 profile is active: "dev"
+2026-07-15 14:57:35.719 [main] INFO  o.s.d.r.c.RepositoryConfigurationDelegate - Multiple Spring Data modules found, entering strict repository configuration mode
+2026-07-15 14:57:35.721 [main] INFO  o.s.d.r.c.RepositoryConfigurationDelegate - Bootstrapping Spring Data Redis repositories in DEFAULT mode.
+2026-07-15 14:57:35.782 [main] INFO  o.s.d.r.c.RepositoryConfigurationDelegate - Finished Spring Data repository scanning in 47 ms. Found 0 Redis repository interfaces.
+2026-07-15 14:57:36.396 [main] INFO  o.s.b.w.e.tomcat.TomcatWebServer - Tomcat initialized with port 8001 (http)
+2026-07-15 14:57:36.405 [main] INFO  o.a.coyote.http11.Http11NioProtocol - Initializing ProtocolHandler ["http-nio-8001"]
+2026-07-15 14:57:36.406 [main] INFO  o.a.catalina.core.StandardService - Starting service [Tomcat]
+2026-07-15 14:57:36.406 [main] INFO  o.a.catalina.core.StandardEngine - Starting Servlet engine: [Apache Tomcat/10.1.20]
+2026-07-15 14:57:36.452 [main] INFO  o.a.c.c.C.[.[localhost].[/api/v1] - Initializing Spring embedded WebApplicationContext
+2026-07-15 14:57:36.452 [main] INFO  o.s.b.w.s.c.ServletWebServerApplicationContext - Root WebApplicationContext: initialization completed in 1503 ms
+2026-07-15 14:57:36.477 [main] INFO  c.a.d.s.b.a.DruidDataSourceAutoConfigure - Init DruidDataSource
+2026-07-15 14:57:37.975 [main] INFO  c.alibaba.druid.pool.DruidDataSource - {dataSource-1} inited
+2026-07-15 14:57:38.795 [main] WARN  c.p.p.c.alipay.AlipayClientFactory - 支付宝默认配置不完整，将仅使用服务商/租户专属客户端
+2026-07-15 14:57:39.013 [main] INFO  c.p.platform.core.oss.OssService - OSS client initialized: bucket=hunanxiaojunzioss, endpoint=oss-cn-beijing.aliyuncs.com
+2026-07-15 14:57:39.403 [main] INFO  c.p.p.m.p.e.s.EnterpriseNameSyncScheduler - [企业名称同步] 调度器启动
+2026-07-15 14:57:39.718 [main] INFO  c.p.p.m.p.n.s.NotificationService - 已注册 7 个通知处理器: [AccountHandler, BillHandler, EmployeeHandler, EnterpriseHandler, InstitutionHandler, OrderHandler, VoucherHandler]
+2026-07-15 14:57:40.240 [main] INFO  o.s.s.web.DefaultSecurityFilterChain - Will secure any request with [org.springframework.security.web.session.DisableEncodeUrlFilter@53570fff, org.springframework.security.web.context.request.async.WebAsyncManagerIntegrationFilter@6e5df971, org.springframework.security.web.context.SecurityContextHolderFilter@1964ef9, org.springframework.security.web.header.HeaderWriterFilter@58a0f75b, org.springframework.web.filter.CorsFilter@3c7787a7, org.springframework.security.web.authentication.logout.LogoutFilter@2709e075, com.payment.platform.core.security.JwtAuthFilter@337c0ee4, com.payment.platform.core.security.TenantApiKeyAuthFilter@53d15034, org.springframework.security.web.savedrequest.RequestCacheAwareFilter@3891db3a, org.springframework.security.web.servletapi.SecurityContextHolderAwareRequestFilter@4a778943, org.springframework.security.web.authentication.AnonymousAuthenticationFilter@2ca464bb, org.springframework.security.web.session.SessionManagementFilter@1b84d03d, org.springframework.security.web.access.ExceptionTranslationFilter@491f3fb0, org.springframework.security.web.access.intercept.AuthorizationFilter@6c2a33af]
+2026-07-15 14:57:40.661 [main] INFO  o.a.coyote.http11.Http11NioProtocol - Starting ProtocolHandler ["http-nio-8001"]
+2026-07-15 14:57:40.675 [main] INFO  o.s.b.w.e.tomcat.TomcatWebServer - Tomcat started on port 8001 (http) with context path '/api/v1'
+2026-07-15 14:57:40.810 [main] INFO  c.p.platform.PaymentApplication - Started PaymentApplication in 6.605 seconds (process running for 7.201)
+2026-07-15 14:57:42.687 [main] INFO  c.p.p.core.config.AppStartupRunner - 系统配置缓存初始化完成
+2026-07-15 14:57:43.735 [main] INFO  c.p.p.core.config.AppStartupRunner - 数据字典缓存初始化完成 (10 个字典类型)
+2026-07-15 14:58:08.898 [tomcat-handler-0] INFO  o.a.c.c.C.[.[localhost].[/api/v1] - Initializing Spring DispatcherServlet 'dispatcherServlet'
+2026-07-15 14:58:08.899 [tomcat-handler-0] INFO  o.s.web.servlet.DispatcherServlet - Initializing Servlet 'dispatcherServlet'
+2026-07-15 14:58:08.905 [tomcat-handler-0] INFO  o.s.web.servlet.DispatcherServlet - Completed initialization in 6 ms
+2026-07-15 14:58:09.407 [tomcat-handler-0] INFO  c.p.p.c.alipay.AlipayClientFactory - 服务商[3]客户端创建成功, appId=2021006160682088, name=跨境服务商
+2026-07-15 14:58:10.284 [tomcat-handler-0] INFO  sdk.biz.info - Summary^_^10000^_^null^_^ProtocalMustParams:charset=UTF-8&method=alipay.fund.expandindirect.image.upload&sign=gydSWrsVW6miNK1ndbux4WkXWGhn4M4ZBcJPBsz2w3FxgIGTrUor1r4YiJwD4A7snxfVzeZ7+A6CloGfF4R697uQmuvyw4hd/JkKuAsXk3bWoD9SBjZ9pXuY5OeLESGEEGYgAvuVTrhdgFIMBJh4N83id1eBu7KKES1F6ozkE7eYK7HAFObu9HdiEqXrupHfRwILOk0tDGWPWMEEpZbm/WzLAf75BaZakr9KK4YG8gYBf0o/hD3lLIZAIi+6QxBL7tj9iLZBwc/gVbsNVLdC5VQl0hspoNKrXLBwG2V4UtjmQZvUKpbA3l79TuzIMpwcdyk9aWsxGXozKFWly6IfSA==&version=1.0&app_id=2021006160682088&sign_type=RSA2&timestamp=2026-07-15 14:58:09^_^ProtocalOptParams:alipay_sdk=alipay-sdk-java-4.40.865.ALL&format=JSON^_^ApplicationParams:traceId=21d56bcc17840986900558641e69ab&product_code=MERCHANT_TRANSFER_EXPAND_INDIRECT&biz_scene=ENTRUST_SATF_TRANSFER&image_type=png^_^27ms,829ms,19ms^_^trace_id:21d56bcc17840986900558641e69ab
+2026-07-15 14:58:13.869 [tomcat-handler-1] ERROR sdk.biz.err - ErrorScene^_^40004^_^INVALID_PARAMETER^_^null^_^Windows 10^_^2026-07-15 14:58:13^_^ProtocalMustParams:charset=UTF-8&method=alipay.fund.expandindirect.create&sign=GZtD8ihAc7kj1WHyJzUIw9P1034kKNprpeaQhASTSiUfH8CMVwandwOtctxXPIz3FknxXGLSzvNQLQjeMbPL4qYGI01ngMHJbHOfFVfMFWOtAreV78V7ERkMg2sKsUj1w2lCfYwM/X62hQ1Mp+4abF1/zQqkdC8ppu39Yj5bjIv8lllP7nQ3FDVuu8WOl7CRuBvVpG22L6PBGkrYboLs/lV/b+U7XM8hJ/eAUZ1Fiq91LUGzmcgheDS99kvLi7jHm8KhA3tNg1LyYeP8dT5kzoOijSoUtKSYkc4vh1WPaxtY01tdwiPDruli6XGSFqfu7zgV/NV3XJm3yAVFThwUOw==&version=1.0&app_id=2021006160682088&sign_type=RSA2&timestamp=2026-07-15 14:58:13^_^ProtocalOptParams:alipay_sdk=alipay-sdk-java-4.40.865.ALL&format=JSON^_^ApplicationParams:traceId=21d56bcc17840986941441967e69ab&biz_content={"biz_scene":"ENTRUST_SATF_TRANSFER","biz_type":"CREATE","out_biz_no":"1274784159717396480","product_code":"MERCHANT_TRANSFER_EXPAND_INDIRECT","scene_code":"XIANJIN_YINGXIAO","scene_directions":"测试提交","scene_image":"XFQ3Qoy2eAcAAAAATvAAAAgAp8JGAAFr.png","secondary_partner_info":{"identity":"2088351626760143","identity_type":"ALIPAY_USER_ID","name":"湖南花米惠科技有限公司"}}^_^Body:{"alipay_fund_expandindirect_create_response":{"code":"40004","msg":"Business Failed","sub_code":"INVALID_PARAMETER","sub_msg":"参数有误商户行业资质图片\/协议文本不能为空"},"sign":"fi1/hhQ8xupjRax49sAPY8eCxX4iyfS72clAy+RIYgZIIiBd9e+k90H0M39VGgseLV1ocY2KxBIshscaIKZ1EFpQKRM3EBGBtQRgOQXmL6qrb6zS29RP1qOrbAOQ5pndQ7LcJkVmCCZAG1I8NrDOjbKSnKF/RCQoELrVBfcoDWKW6Pt43sbnpAPjs+PFwu89SEvsZ5GUFKZMUzfkcCrYaN0iM0djJ/AqWBY/0KLEBtFgt+9tTYXeJQIer1R1jMnIPBgdxHcVuG+MIHNZXBwPUIuvcIfJTO2etIgJGlfBCO9rAq2LuPlPMW8MlM1OZ8D7McJ+itsP4d/M+lzYdZZ8nw=="}^_^12ms,112ms,14ms^_^trace_id:21d56bcc17840986941441967e69ab
+2026-07-15 14:58:13.873 [tomcat-handler-1] WARN  c.p.p.c.e.GlobalExceptionHandler - 业务异常 [/api/v1/payment/account/onboard/create] 400: 创建进件单失败: Business Failed
+2026-07-15 15:01:32.323 [tomcat-handler-2] INFO  sdk.biz.info - Summary^_^10000^_^null^_^ProtocalMustParams:charset=UTF-8&method=alipay.fund.expandindirect.create&sign=cpmWFUQmmmYrLIFSmHaDH6/0zALkH4K4q4GxejyIzGOPGNpQ+KNULRR9G+c+HWjfwU1g9onzLY4TG+JmalJ5iP0E0kbB/bO7BU9QU4ROxj1mheLCQpuUwWLmLjU5XcKBX/wfa3ZnpKncPB9Uc+D/NWl8lBvFM1aa8iPO8XJAdGaDp0op3utUF/8uZsoax3Tl9FG/Gz5NBUTBk6HA0JZVljfwgGsylgT9WTVkk+jkAR452jMZABAwND+4iwOMGhPC3u3PtGilcu9GHZjLkTFS3BGnoSSLZWkE9rhqQErRJr2ecat12QJ8/Y0Mos43PtITDO3J3nHUiAhrmB00efViRQ==&version=1.0&app_id=2021006160682088&sign_type=RSA2&timestamp=2026-07-15 15:01:31^_^ProtocalOptParams:alipay_sdk=alipay-sdk-java-4.40.865.ALL&format=JSON^_^ApplicationParams:traceId=0b27639617840988922553850e0e0d&biz_content={"biz_scene":"ENTRUST_SATF_TRANSFER","biz_type":"CREATE","out_biz_no":"1274784990424469504","product_code":"MERCHANT_TRANSFER_EXPAND_INDIRECT","scene_code":"ZHUANZHANG_QITA","scene_directions":"测试提交","scene_image":"XFQ3Qoy2eAcAAAAATvAAAAgAp8JGAAFr.png","secondary_partner_info":{"identity":"2088351626760143","identity_type":"ALIPAY_USER_ID","name":"湖南花米惠科技有限公司"}}^_^11ms,518ms,12ms^_^trace_id:0b27639617840988922553850e0e0d