fix: 批量转账模板字段必填标注与页面校验对齐(备注必填/对公省市支行联行号必填)

frontend/src/views/module_payment/account/index.vue

@@ -1249,18 +1249,18 @@ function downloadTemplate() {
 
   // 设置表头
   worksheet.columns = [
-    { header: "转账金额", key: "amount", width: 15 },
-    { header: "转账标题", key: "order_title", width: 20 },
-    { header: "收款方姓名", key: "payee_name", width: 15 },
-    { header: "收款方账号类型", key: "payee_type", width: 15 },
-    { header: "收款方账号", key: "payee_account", width: 30 },
-    { header: "银行账户类型（1：公司账户，2：个人账户）", key: "bank_type", width: 30 },
-    { header: "银行名称（公司账户必填）", key: "bank_name", width: 20 },
-    { header: "开户省份（非必填）", key: "bank_province", width: 15 },
-    { header: "开户城市（非必填）", key: "bank_city", width: 15 },
-    { header: "支行名称（非必填）", key: "bank_branch", width: 20 },
-    { header: "联行号（非必填）", key: "bank_code", width: 15 },
-    { header: "备注（非必填）", key: "remark", width: 20 },
+    { header: "转账金额（必填）", key: "amount", width: 15 },
+    { header: "转账标题（必填）", key: "order_title", width: 20 },
+    { header: "收款方姓名（必填）", key: "payee_name", width: 15 },
+    { header: "收款方账号类型（必填：支付宝/银行卡）", key: "payee_type", width: 20 },
+    { header: "收款方账号（必填）", key: "payee_account", width: 30 },
+    { header: "银行账户类型（1：公司账户，2：个人账户；银行卡必填）", key: "bank_type", width: 30 },
+    { header: "银行名称（对公账户必填）", key: "bank_name", width: 20 },
+    { header: "开户省份（对公账户必填）", key: "bank_province", width: 15 },
+    { header: "开户城市（对公账户必填）", key: "bank_city", width: 15 },
+    { header: "支行名称（对公账户必填）", key: "bank_branch", width: 20 },
+    { header: "联行号（对公账户必填）", key: "bank_code", width: 15 },
+    { header: "备注（必填）", key: "remark", width: 20 },
   ];
 
   // 添加示例数据